As long as you're in compliance with the Terms of Service (including the requirement for the Host to check that the Guest has a valid driver's license) and have not opted to waive TripCar's insurance and protections, during a trip, the following protections apply:

  • Rental Period (i.e., the period shown in the trip confirmation). Primary liability coverage up to $1,000,000; protection for physical damage to your car is provided without deductible for the "Premium" and "Standard" Host protection plans, and with a $3,000 deductible for the "Basic" plan. No coverage is available for Hosts who have declined a TripCar protection plan.
  • Delivery Period (i.e., when the Host (or designee), who is a TripCar Approved Driver is actively delivering the car to the Guest, and not while retrieving the car from the Guest). Primary liability coverage up to $1,000,000; no protection for physical damage to your car. No coverage is available for Hosts who have declined a TripCar protection plan.