Learn More About How Your Car Is Insured
Coverage in the US
Top Tier Insurance
Quick Accident Response and 24/7 Roadside Support
Flexible Protection Options for Guests
if the vehicle in question is a vehicle where the host is providing their own commercial rental insurance, TripCar does not provide insurance or protection to the vehicle or their guests, and the host’s own insurance and protections will apply. These protections and insurance may differ, and TripCar does not provide support for damage claims, accidents, or other financial obligations or issues in these circumstances.
In some states, certain hosts’ coverages may continue to stay with the vehicle, even during the rental period, and so in those states the host's insurance could be implicated. TripCar, through its third party insurer, provides the statutory minimal UM/UIM coverage in all states, which may sometimes be zero.
The guest can choose from three (3) options to satisfy his or her physical damage obligations where the vehicle is insured via TripCar and not through a commercial rental policy offered by the host.
Related Costs"Related Costs" may include all costs and fees permitted by law, including but not limited to, estimation or appraisal costs, storage fees, towing fees, repair or replacement costs, registration or transfer taxes, claims processing costs and all similar or associated costs, minus any residual salvage value that is collected. Claims processing costs vary, but are typically up to $500 per claim. If a third party accepts total fault for the claim and that third party’s insurer processes it on behalf of the host without substantial processing by TripCar’s third party claims administrator, the guest will be refunded the claims processing fee
TripCar protection is secondary.